This Capital.com review explores the broker’s regulatory framework, platform features, instrument range, and account conditions. Capital.com is a globally recognised CFD broker offering commission-free trading, AI-powered analytics, and robust educational tools. With offices in the UK, Cyprus, Australia, and Seychelles, the broker serves both retail and professional clients across a broad range of markets.

Regulation and Safety

Capital.com is authorised and regulated by several major financial authorities:

• FCA (UK) – License No. 793714
• CySEC (Cyprus) – License No. 319/17
• ASIC (Australia) – License No. 513393
• FSA (Seychelles) – License No. SD010

Clients benefit from strong safety measures, including:

• Segregated client funds held in Tier-1 banks
• Negative balance protection
• FCA and CySEC compensation schemes (FSCS and ICF)
• External audits and full GDPR/data protection compliance

Execution Model and Trading Platforms

Capital.com operates as a No Dealing Desk (NDD) broker with ultra-fast order execution. It offers:

• Proprietary web and mobile platform: AI-enhanced insights, over 75 indicators, real-time market news
• MetaTrader 4 (MT4): For advanced technical trading and EAs
• TradingView integration: Full charting and execution capability

The platform is accessible via browser, Android, and iOS with lightning-fast execution and intuitive design. No FIX API or VPS hosting is currently provided.

Markets and Instruments

Capital.com offers more than 3,000 CFD instruments across multiple markets:

• Forex – 138+ pairs including majors, minors, and exotics
• Stocks – Thousands of global shares including Apple, Tesla, Amazon
• Indices – SPX, NASDAQ, FTSE, DAX, and more
• Commodities – Gold, oil, silver, wheat, natural gas
• ETFs – Hundreds of sector-based and thematic ETFs
• Cryptocurrencies – 100+ crypto CFDs including BTC, ETH, ADA, XRP

All instruments are tradeable 24/5, with 24/7 availability on crypto CFDs (excluding UK retail clients under FCA rules).

Accounts, Spreads and Leverage

Capital.com provides a single commission-free account type for all users:

• Spreads only model: No trading commissions on any asset
• Spreads from 0.6 pips on EUR/USD

Key trading conditions include:

• Minimum deposit: $20 (via card), $250 (bank transfer)
• Leverage: Up to 1:30 (retail), 1:200 (professional clients)
• Stop-out level: 50%
• Islamic accounts available

Funding and Base Currencies

Capital.com supports multiple secure funding methods:

• Bank transfer, credit/debit cards
• eWallets – Apple Pay, PayPal, Neteller, Skrill
• Base currencies: USD, EUR, GBP, AUD, PLN, SGD, CZK

All deposits and withdrawals are fee-free. Processing time is instant for most eWallets and cards, while bank transfers may take 1–3 business days.

Client Protections and Features

Client safety and transparency are central to Capital.com’s offering:

• Negative balance protection for all retail accounts
• Segregated client accounts and data encryption
• Investor compensation schemes (FSCS, ICF)
• AI-powered risk warnings and trading psychology insights
• 2FA and biometric login via the app

Clients also receive free access to in-house education, webinars, and market research.

Institutional and Retail Offering

Capital.com primarily serves retail clients but also supports professional traders:

• Retail: Low spreads, zero commissions, strong risk tools
• Professional: Higher leverage, reduced margin requirements
• Institutional: No white-label, FIX API, or prime brokerage services offered

IB and affiliate programmes are available for business partners and referrers.

Pros and Cons

Pros

• Regulated by FCA, CySEC, ASIC, and FSA
• Zero-commission trading across all assets
• AI-enhanced proprietary platform
• 3,000+ CFDs including crypto, stocks, and ETFs
• No deposit or withdrawal fees

Cons

• No support for MT5 or FIX API
• No multi-account manager (MAM/PAMM) tools
• Crypto trading restricted for UK retail clients
• No telephone support on weekends

Frequently Asked Questions

Is Capital.com regulated?

Yes, Capital.com is regulated by the FCA (UK), CySEC (Cyprus), ASIC (Australia), and the FSA (Seychelles).

What is the minimum deposit at Capital.com?

The minimum deposit is $20 for card and eWallet methods, and $250 for bank transfers.

Does Capital.com charge commissions?

No, all trading is commission-free. The broker charges only the spread on each trade.

What platforms does Capital.com offer?

Capital.com offers a proprietary platform, MetaTrader 4 (MT4), and TradingView integration.

Can UK clients trade crypto with Capital.com?

No, UK retail clients are restricted from trading crypto CFDs due to FCA regulations.