Finq.com review assesses a multi-asset CFD broker offering a wide range of tradable instruments through both MetaTrader 4 and a proprietary web platform. Finq.com is owned and operated by Leadcapital Corp Ltd and is regulated offshore in Seychelles, catering to international clients with high leverage, low entry requirements, and commission-free trading on most assets.

Regulation and Safety

Finq.com is authorised and regulated by the Financial Services Authority (FSA) of Seychelles under license number SD007. The broker is operated by Leadcapital Corp Ltd, registered in Seychelles. However, this offshore regulation does not meet the standards of Tier-1 regulators and offers limited investor protection.

There is no FSCS or ICF coverage. Although client funds are said to be held in segregated accounts, the FSA does not mandate independent audits or robust enforcement of fund safety procedures.

Execution Model and Trading Platforms

Finq.com uses a Market Maker (MM) execution model, meaning it may act as the counterparty to client trades. There is no direct market access (DMA), and order routing is internalised.

Supported platforms include:

• MetaTrader 4 (MT4) – desktop, mobile, web
• Finq WebTrader – browser-based proprietary platform

MT4 supports automated trading via Expert Advisors (EAs), while the WebTrader includes integrated analysis tools and sentiment indicators. There is no FIX API or VPS hosting support.

Markets and Instruments

Finq.com offers CFD trading on over 2,100 assets across multiple categories:

• Forex – majors, minors, exotics
• Indices – US, EU, UK, and Asian benchmarks
• Commodities – gold, oil, silver, natural gas
• Stocks – US, European, and global equities
• ETFs – major US-listed ETFs
• Cryptocurrencies – BTC, ETH, XRP, and more

The breadth of instruments makes Finq.com suitable for traders seeking portfolio diversification, although execution transparency remains limited.

Accounts, Spreads and Leverage

Finq.com offers five main account types:

• Silver: Min deposit $100, spreads from 1.8 pips
• Gold: Min deposit $10,000, lower spreads
• Platinum: $50,000+, personalised support, premium tools
• Exclusive: $100,000+, custom trading conditions
• Islamic account: Available on request, swap-free

Additional conditions:

• Leverage: Up to 1:300 for forex (retail), higher on request
• Zero commissions – cost is included in the spread
• Stop-out level: 50%

Funding and Base Currencies

Finq.com supports several funding methods:

• Credit/debit cards
• Bank wire transfers
• Skrill and Neteller
• PayPal and local e-wallets (varies by region)

Accepted base currencies include USD, EUR, and GBP. Deposits are usually processed instantly, while withdrawals take 2–5 business days. No deposit fees are charged; withdrawal fees vary depending on method and account level.

Client Protections and Features

Finq.com provides limited formal protections. Key features include:

• Segregated client accounts (non-guaranteed)
• Basic two-factor authentication (2FA)
• SSL-encrypted web and trading platforms
• Daily market news and sentiment tools

No negative balance protection is explicitly mentioned. The absence of Tier-1 regulation and compensation schemes increases the risk profile.

Institutional and Retail Offering

Finq.com is focused on retail clients. It does not offer:

• FIX API access
• White-label or liquidity services
• MAM/PAMM account support

Educational resources include platform tutorials, economic calendars, and market newsfeeds. While comprehensive, they are tailored for beginner to intermediate traders only.

Pros and Cons

Pros

• Access to over 2,100 instruments
• MT4 and proprietary WebTrader support
• Islamic accounts available
• Multiple funding options including PayPal
• No commission trading

Cons

• Only offshore regulation (FSA Seychelles)
• Market Maker model with no DMA or FIX API
• No FSCS or investor compensation
• Limited transparency on spreads and execution
• Retail-focused, no institutional support

Frequently Asked Questions

Is Finq.com regulated?

Yes, Finq.com is regulated by the Financial Services Authority (FSA) of Seychelles under license number SD007.

What platforms does Finq.com offer?

Finq.com offers MetaTrader 4 and a proprietary WebTrader platform across desktop and mobile devices.

Does Finq.com charge commissions?

No, Finq.com offers zero-commission trading. Costs are built into the spreads.

What is the minimum deposit at Finq.com?

The minimum deposit to open a Silver account is $100. Higher-tier accounts require larger deposits.

Is Finq.com suitable for professional or institutional clients?

No, Finq.com is primarily designed for retail traders and does not offer institutional services like FIX API or white-label platforms.