Finotec Trading UK review evaluates a broker offering institutional and retail trading services via MetaTrader 4, with headquarters in London. Operated under FCA regulation, Finotec targets professional clients with a focus on liquidity access, tailored execution, and white-label brokerage infrastructure. Despite limited marketing to retail clients, it maintains a regulatory footprint in the UK and Europe.

Regulation and Safety

Finotec Trading UK Ltd is authorised and regulated by the Financial Conduct Authority (FCA) in the United Kingdom under FRN 470392. As an FCA-regulated firm, Finotec is required to:

• Segregate client funds in Tier-1 banks
• Offer negative balance protection to retail clients
• Submit to regular audits and capital adequacy checks
• Be eligible for FSCS coverage up to £85,000

However, Finotec primarily services professional clients, meaning some protections may be waived under elective professional status.

Execution Model and Trading Platforms

Finotec operates a hybrid execution model, combining Market Maker and STP routing depending on client classification and trading profile. It supports:

• MetaTrader 4 (MT4) – desktop, web, mobile
• FIX API – available for institutional clients

The broker facilitates both self-directed trading and liquidity provisioning, with tailored slippage control and trade routing for high-volume clients. VPS hosting may be arranged on request but is not advertised as standard.

Markets and Instruments

Finotec offers CFDs across a broad set of instruments, including:

• Forex – 50+ pairs, including exotics and metals
• Indices – major European, US, and Asian benchmarks
• Commodities – precious metals, crude oil, gas
• Equities – CFDs on major stocks (UK, US, EU)
• Cryptocurrencies – available for professional clients

Asset coverage is scalable depending on whether the client is trading retail, institutional, or under a white-label partnership.

Accounts, Spreads and Leverage

Finotec does not publicly display standardised account types or tiered pricing. Instead, conditions are negotiated based on client profile. Typical conditions include:

• Spreads from 0.5 pips on major FX pairs
• Commissions applied on STP accounts – negotiable
• Leverage up to 1:30 for retail and up to 1:200 for professionals
• Stop-out levels from 50% (configurable)
• No minimum deposit published – tailored onboarding

Islamic (swap-free) accounts are not mentioned and likely not supported under FCA rules.

Funding and Base Currencies

Finotec supports funding via:

• Bank wire transfers (primary method)
• EUR, GBP, and USD accepted as base currencies

Deposits and withdrawals are processed through segregated accounts in Tier-1 banks. Processing times vary between 1–3 business days. No card or crypto deposits are offered.

Client Protections and Features

As an FCA-regulated entity, Finotec ensures:

• Negative balance protection (retail only)
• Client fund segregation
• FSCS coverage up to £85,000
• Regular audits and financial disclosure

Finotec’s website and onboarding process emphasise professional eligibility, with high thresholds for margin rates and instrument access.

Institutional and Retail Offering

Finotec specialises in institutional brokerage and white-label solutions. Key services include:

• FIX API for liquidity access
• Prime of Prime services
• White-label MT4 for B2B partners
• Multi-asset infrastructure for broker-dealers

Retail services are offered, but primarily for clients classified as Elective Professionals under FCA rules.

Pros and Cons

Pros

• FCA-regulated with client fund protection
• MT4 + FIX API support
• Advanced execution for institutions
• White-label and liquidity provider services
• Multi-asset access for professionals

Cons

• Limited offering for retail traders
• No MT5 or proprietary platform
• No card or crypto payment methods
• No published spread or commission table
• Islamic accounts not supported

Frequently Asked Questions

Is Finotec regulated in the UK?

Yes, Finotec Trading UK Ltd is authorised by the Financial Conduct Authority (FCA) under license number 470392.

What trading platform does Finotec offer?

Finotec offers MetaTrader 4 (MT4) for all clients and FIX API connectivity for institutional clients.

Does Finotec offer services to retail traders?

Finotec does provide access to retail clients, but the broker primarily targets professionals and institutions.

Is Finotec part of the FSCS compensation scheme?

Yes, retail clients of Finotec are eligible for compensation up to £85,000 under the UK’s FSCS scheme.

Can I trade crypto with Finotec?

Yes, but only for professional clients. Crypto CFDs are not offered to UK retail clients under current FCA regulations.