Profile
VIBHS Financial is a UK-based brokerage firm offering forex, commodities, and CFD trading via MetaTrader 5 and a proprietary platform. Established in 2013, VIBHS Financial caters primarily to retail and professional clients across the UK and Europe, with a regulatory license from the UK’s Financial Conduct Authority (FCA). This VIBHS Financial review examines the firm’s regulatory framework, execution model, asset coverage, account types, client protection measures, and platform tools.
Regulation and Security
VIBHS Financial Ltd is authorised and regulated by the Financial Conduct Authority (FCA) in the United Kingdom under firm reference number 613381. This ensures adherence to the UK’s strict financial regulations, including client fund segregation, capital adequacy, and operational transparency.
Client funds are held in segregated accounts with Tier 1 UK banks. Additionally, retail clients are protected under the Financial Services Compensation Scheme (FSCS), which covers up to £85,000 in the event of company insolvency. The firm is also MiFID II compliant, supporting cross-border services within the European Economic Area (EEA).
Execution Model
VIBHS Financial operates a straight-through processing (STP) execution model. All trades are routed to external liquidity providers without dealing desk intervention, reducing conflict of interest. This model provides tighter spreads and greater transparency, particularly for forex and commodity instruments.
Execution policies comply with FCA’s best execution standards. The firm provides access to interbank pricing via deep liquidity pools, though execution speed and slippage are subject to market conditions.
Trading Platforms and Tools
Clients at VIBHS Financial can choose between two trading platforms:
- MetaTrader 5 (MT5) – Full-featured trading terminal supporting algorithmic trading, market depth, and multi-asset execution
- VIBHS Web Trader – A proprietary web platform offering streamlined access for basic trade management and charting
Key features include:
- One-click trading and real-time charting
- Multiple order types including trailing stops
- Economic calendar and live market news
- Mobile app support for both Android and iOS
API and FIX connectivity are not publicly listed but may be available on request for institutional clients.
Supported Instruments
VIBHS Financial supports trading across the following asset classes via CFDs:
- Forex – Major, minor, and exotic currency pairs
- Precious Metals – Gold, silver, platinum
- Indices – FTSE 100, S&P 500, DAX 40, others
- Commodities – Energy and agricultural CFDs
- Cryptocurrencies – Limited offering, subject to UK regulatory restrictions
Physical share dealing is not offered. All instruments are derivatives with leverage, subject to ESMA leverage caps for retail clients.
Account Types and Trading Conditions
VIBHS Financial offers two main account categories:
- Retail Account – Access to all instruments with leverage capped at 1:30 per ESMA rules
- Professional Account – Higher leverage (up to 1:200), subject to eligibility criteria under FCA guidelines
Key trading conditions include:
- Minimum deposit: £500
- Spreads: From 1.2 pips on EUR/USD (variable)
- Commissions: Zero on most forex pairs; possible on some indices
- Base currencies: GBP, EUR, USD
- Order types: Market, limit, stop, trailing stop, OCO
Retail and Institutional Features
While VIBHS primarily serves retail traders, it offers institutional trading access on a case-by-case basis. Notable features include:
- Tiered liquidity via STP routing
- Dedicated account management
- Custom pricing and volume-based rebates for high-volume traders
There are no advertised prime brokerage services, MAM accounts, or white-label partnerships. API access is limited to professional clients.
Client Protection and Transparency
VIBHS Financial complies fully with FCA client protection rules:
- Segregated client funds with UK banks
- Negative balance protection for all retail clients
- FSCS protection up to £85,000
- Full risk disclosure and compliance with best execution
Execution quality, slippage, and spreads are monitored and disclosed in line with MiFID II and FCA expectations. The broker is also transparent in its pricing, margin requirements, and swap rates.
Base Currencies, Order Types, and API Access
Available account currencies include GBP, EUR, and USD. Supported order types:
- Market and limit
- Stop-loss and take-profit
- Trailing stop and OCO
API trading and FIX connectivity are not offered as standard but may be available for qualifying clients through direct inquiry.
Pros and Cons
- Pros:
- FCA-regulated with FSCS protection
- STP execution with access to deep liquidity
- MetaTrader 5 support with advanced trading tools
- Transparent pricing and best execution policy
- Multi-asset CFD trading with institutional-grade spreads
- Cons:
- Limited crypto trading due to UK restrictions
- No MT4 or social trading tools
- No demo account advertised
- API and institutional features not widely available
- Minimum deposit higher than entry-level brokers
Frequently Asked Questions
Is VIBHS Financial regulated?
Yes. VIBHS Financial is authorised and regulated by the Financial Conduct Authority (FCA) in the United Kingdom under firm reference number 613381.
What platforms does VIBHS offer?
Clients can trade via MetaTrader 5 and the VIBHS Web Trader platform. MT4 and other third-party platforms are not supported.
What leverage does VIBHS Financial provide?
Retail clients can access leverage up to 1:30 per ESMA rules. Professional clients may be eligible for leverage up to 1:200.
Is there investor protection at VIBHS?
Yes. Client funds are held in segregated UK bank accounts, and eligible clients are protected under the FSCS for up to £85,000.
Does VIBHS support algorithmic trading?
Yes, through MetaTrader 5. Automated strategies using Expert Advisors (EAs) are supported. FIX API access may be offered to institutional clients upon request.
