This Hirose Financial review provides a detailed analysis of the broker’s regulatory credentials, trading platforms, execution model, and client suitability. Hirose Financial UK is a FCA-regulated forex broker specialising in tight-spread trading with a proprietary platform and MetaTrader 4 support, targeting active traders and scalpers.

Regulation and Safety

Hirose Financial UK is a subsidiary of Hirose Tusyo Inc. in Japan and is authorised and regulated by the UK’s Financial Conduct Authority (FCA):

• Hirose Financial UK Ltd: FCA License No. 540244

Client funds are held in segregated accounts with top-tier UK banks. The broker offers negative balance protection and FSCS coverage up to £85,000. The company complies with strict capital requirements, risk controls, and audit standards.

Execution Model and Trading Platforms

Hirose Financial uses a No Dealing Desk (NDD) STP model for efficient and transparent forex order routing. Clients can choose between:

• MetaTrader 4 (MT4): Desktop and mobile versions available with full EA support
• LION Trader (ActTrader): Hirose’s proprietary platform with one-click trading, advanced order types, and real-time position monitoring

VPS hosting is supported for algorithmic traders, but FIX API access is not available.

Markets and Instruments

Hirose Financial offers a limited but focused selection of instruments:

• Forex: 50+ major, minor, and exotic currency pairs
• CFDs: Available on a limited basis via MT4 (indices and commodities)

Primary focus is on forex trading with ultra-tight spreads and fast execution speeds.

Accounts, Spreads and Leverage

Hirose Financial offers a single retail trading account with competitive terms:

• Spreads: From 0.8 pips on EUR/USD
• Commission: Zero commission; spread-only pricing
• Leverage: Up to 1:30 for retail clients (FCA rules)
• Stop-out level: 50%
• Minimum deposit: £20

Islamic/swap-free accounts are not offered.

Funding and Base Currencies

Deposit and withdrawal methods include:

• Bank transfers (UK Faster Payments)
• Debit/credit cards

Base currencies supported: GBP, USD, EUR. Deposits are processed within 1 hour during business hours, while withdrawals are processed the same day or next business day.

Client Protections and Features

• FCA-regulated with strict capital and conduct rules
• Segregated accounts at UK banks
• FSCS coverage up to £85,000
• Negative balance protection
• Secure two-factor authentication on the client portal
• Annual independent audits

Institutional and Retail Offering

Hirose Financial focuses exclusively on retail clients and does not offer institutional services such as:

• FIX API connectivity
• Prime brokerage or liquidity solutions
• White-label platforms

Pros and Cons

Pros

• FCA regulation with FSCS protection
• Low minimum deposit and competitive spreads
• Choice of MT4 and proprietary LION Trader
• Fast funding and withdrawal processing
• Ideal for scalpers and active traders

Cons

• Limited product range outside forex
• No copy trading or social trading tools
• No Islamic account option
• No FIX API or institutional features
• UK-only focus with limited global reach

Frequently Asked Questions

Is Hirose Financial regulated?

Yes, Hirose Financial UK is authorised and regulated by the Financial Conduct Authority (FCA) under license number 540244.

What platforms does Hirose Financial offer?

Hirose offers both MetaTrader 4 and its proprietary LION Trader (ActTrader) platform for desktop and mobile users.

What is the minimum deposit required?

The minimum deposit at Hirose Financial is £20 or equivalent in USD/EUR.

Does Hirose Financial offer CFD trading?

Yes, CFDs are available on indices and commodities via MT4, but the primary focus is on forex trading.

Is negative balance protection available?

Yes, Hirose Financial offers negative balance protection for all retail clients under FCA regulation.